random thoughts and inner words...



This blog is my creation. It is my own words and a lot of words from music that has influenced my feelings and actions. Music has the ability to make you happy or make you cry; sob or be racked with tears. Take time to listen to the world around you and the music that comes from it. Not all music is heard; some is read from the pages of books. It's up to you to hear the notes... Thank you for reading...







Wednesday, September 1, 2010

When does the pain go away?

So here it is, going on two weeks since I spoke to the State Farm Claims rep about settling the claim.

Just how long does it take to assemble some medical bills? Two bills from Ocshner and a weeks' worth from the physical therapists. Is that so difficult?

And what will they do when they get them? My biggest question concerns their handling my pain and suffering. Because of the Myasthenia Gravis I cannot do physical therapy. And I will not risk any kind of surgery for risk of infection that could make me severely ill or kill me. My shoulder hurts like Hell and my back is doing a "wait, you'll see". Thats actually when I move or dip the wrong way and it tightens that grip on the L5 disk.

I know that I am getting damn tired of waiting. What in the Hell are their TIP guidlines? How often do they diary? Seems like they are trying to push me to an attorney. Shit!

WILL THEY DO THE RIGHT THING AND BE FAIR WITH A SETTLEMENT OFFER OR WILL THEY MAKE A TOKEN BULLSHIT OFFER THAT WILL PUSH ME TOWARDS LITIGATION?

Who knows? I find it amazing that an adjuster for a major insurer would blow off a claimant that was hit from behind in a case of clear liability. And after calling TEN DAYS ago and requesting they generate a settlement offer, they sit in a puddle and blow fart bubbles. But this could be the regular plan. I'm a claimant, so they owe no duty to me. I've been completely honest with them and let them know that I was a appraiser and adjuster for major companies. Even a field claims supervisor for the 'gecko' and a claims manager for a state based muti line company. Not to mention a multi-line adjuster for an international offshore catering company. Fully licensed to throw the dice.

Now I sit and wait for a HOPS clerk to make up her mind to call me... What a fucking crap shoot!

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